wealthschema
wealthschema/archetypes/a-04-small-business-owner-early-stage
A-04Accumulation EarlyAccumulationmoderate tax complexity

Small Business Owner (Early Stage)

Owner of a small business (LLC or S-Corp), mixing personal and business finances, SEP-IRA or Solo 401k, variable income.

Fintech builders, financial software makers, and compliance teams use the A-04 — Small Business Owner (Early Stage) archetype across six of WealthSchema's synthetic household data sets to model households matching the Small Business Owner (Early Stage) archetype without exposing real customer PII.

Age Range
30–45
Net Worth
$100k–$1M
Cohort
Accumulation Early

Schema fields covered

Every A-04 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
accounts.taxable.lots[].acquisition_date
accounts.taxable.lots[].cost_basis
accounts.taxable.lots[].unrealized_pnl
taxes.wash_sale_flags
Dual-Income Professional CoupleHealthcare Professional (Early Career)

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