wealthschema/archetypes/f-02-gig-economy-starter
F-02FormationFormationlow tax complexity

Gig Economy Starter

Freelancer or gig worker with variable income, no employer benefits, self-employed tax obligations, minimal savings.

F-02 — Gig Economy Starter is one of 71 archetypes shipped in WealthSchema's synthetic household data sets. It appears in six data bundles spanning compliance & audit, tax planning, and retirement & healthcare, and is used by fintech builders, financial software makers, and compliance teams to test workflows on realistic formation-phase households without touching real customer data.

Age Range
23–32
Net Worth
$0–$100k
Cohort
Formation

Schema fields covered

Every F-02 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
longitudinal.monthly[].net_cash_flow
longitudinal.monthly[].savings_rate
stress.scenarios[]
liquidity.months_of_expenses

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Life Stage

Formation
Accumulation
Preservation
Distribution
Transfer