THE DATA LAYER FOR FINTECH · WEALTHTECH · AI

Build on figures you can cite. Test on customers who don't exist.

Every IRS, SSA, and CMS number your software depends on — contribution limits, tax brackets, RMD divisors, IRMAA tiers, COLA — traced to its source and kept current. Plus 1,451 synthetic households to build, train, and test on. Zero PII, ever.

No PII, ever Every figure cited to its source Built for compliance testing
wealthschema · two kinds of data, one layer
RULE SETSSUBSCRIBE
GET /api/reference/v1/us-federal-2026
{
  "key": "retirement.ira.limit.under_50",
  "value": 7500,
  "unit": "USD",
  "tax_year": 2026,
  "source": "IRS · Notice 2025-67"
}
↳ traced to its primary source · current as the rule changes
DATA SETSOWN
{
  "household_id": "syn_A-01_0042",
  "archetype": "young-family-first-home",
  "ages": [38, 37],
  "investable_assets": 286000,
  "pii": null
}
↳ 1 of 1,451 synthetic households · no PII · no DUA
TWO PRODUCTS · ONE SOURCE OF TRUTH

Two things your software can't make up.

The regulatory figures it has to get right, and the customers it has to be tested against. We make both — and price each the way its data actually behaves.

BUILD WITH IT · SUBSCRIBE

Financial Planning Rule Sets

Cited, current, callable.

Every U.S. tax, benefit, and planning figure your software needs — contribution limits, tax brackets, RMD divisors, IRMAA tiers, COLA, estate and gift numbers — each traced to the IRS, SSA, or CMS document it came from and kept current. Delivered by jurisdiction over a live API and MCP, so you stop hard-coding constants that go stale every January.

Federal + 5 states · 132 cited figures · API + MCPExplore
TEST ON IT · ONE-TIME

Wealth Data Sets

Realistic households. None of them real.

1,451 synthetic households across 71 archetypes — each a complete financial life: income, assets, debts, insurance, goals, and a 96-month trajectory. Calibrated to behave like a real book of business, with zero PII and no data-use agreement. Drop them into any test suite, model, demo, or compliance check. Yours to keep.

1,451 households · 71 archetypes · JSON / CSV / ParquetBrowse
WHO BUILDS ON IT

For the teams shipping it — and the teams that have to prove it.

Fintech & wealthtech builders

Ship planners, tax tools, and advisor platforms on numbers you can defend in an audit — not constants you re-key every January.

AI & LLM teams

Ground models in cited figures over MCP, and evaluate them against deterministic truth on households that carry no customer PII.

Compliance, risk & QA

Run Reg BI, suitability, and tax-loss-harvesting test cases against realistic households — no privacy review, no DUA, no production data.

WHY IT HOLDS UP

We don't ask you to take our word for it.

Households are calibrated to public benchmarks, validated field by field, and carry zero PII by construction. Every Rule Set figure cites its primary source and keeps its history — so a number you shipped last quarter still holds up today.

Census ACSFederal Reserve SCFBLSSSAVanguard CMAIRSCMSHHS
PRICING

Subscribe to the rules. Own the data.

The figures change with the tax code, so you subscribe. The corpus is static, so you own it.

SUBSCRIBE · FROM FREE

Financial Planning Rule Sets

Source-cited figures that stay current. Start free; upgrade for commercial rights, higher limits & point-in-time history.

Free$0
Dev$49/mo
Team — popular$299/mo
Business$1,499/mo
EnterpriseCustom
Get a free API key
OWN · ONE-TIME

Wealth Data Sets

Realistic synthetic households to build, train, demo, and test on — yours to keep, no subscription.

from $2,500
30 Wealth Data Sets · or the full Master Corpus
  • Royalty-free for internal build & test
  • JSON + CSV default, Parquet on request
  • No PII, no DUA, no privacy review
  • Free watermarked sample before you buy
Browse all Data Sets

Build on cited rules. Test on synthetic lives.

Free to start · no DUA · no real customer data.