wealthschema/archetypes/a-03-dual-income-professional-couple
A-03Accumulation EarlyAccumulationhigh tax complexity

Dual-Income Professional Couple

Two professional earners, combined income $200k–$350k, maxing retirement accounts, taxable brokerage, planning for private school.

Fintech builders, financial software makers, and compliance teams use the A-03 — Dual-Income Professional Couple archetype across six of WealthSchema's synthetic household data sets to model households matching the Dual-Income Professional Couple archetype without exposing real customer PII.

Age Range
32–45
Net Worth
$1M–$5M
Cohort
Accumulation Early

Schema fields covered

Every A-03 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
accounts.taxable.lots[].acquisition_date
accounts.taxable.lots[].cost_basis
accounts.taxable.lots[].unrealized_pnl
taxes.wash_sale_flags

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Life Stage

Formation
Accumulation
Preservation
Distribution
Transfer