wealthschema
wealthschema/archetypes/f-01-new-graduate-tech-worker
F-01FormationFormationlow tax complexity

New Graduate Tech Worker

Recent college graduate in a tech role, high income relative to peers, significant student debt, renting in HCOL city, beginning to invest.

F-01 — New Graduate Tech Worker is one of 71 archetypes shipped in WealthSchema's synthetic household data sets. It appears in six data bundles spanning tax planning, client segments, and compliance & audit, and is used by fintech builders, financial software makers, and compliance teams to test workflows on realistic formation-phase households without touching real customer data.

Age Range
22–28
Net Worth
$0–$100k
Cohort
Formation

Schema fields covered

Every F-01 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
accounts.taxable.lots[].acquisition_date
accounts.taxable.lots[].cost_basis
accounts.taxable.lots[].unrealized_pnl
taxes.wash_sale_flags
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Life Stage

Formation
Accumulation
Preservation
Distribution
Transfer