wealthschema
wealthschema/archetypes/a-01-young-family-first-home
A-01Accumulation EarlyAccumulationmoderate tax complexity

Young Family — First Home

Married couple with 1–2 young children, recently purchased first home, juggling mortgage, childcare costs, and retirement savings.

Fintech builders, financial software makers, and compliance teams use the A-01 — Young Family — First Home archetype across six of WealthSchema's synthetic household data sets to model households matching the Young Family — First Home archetype without exposing real customer PII.

Age Range
30–40
Net Worth
$100k–$1M
Cohort
Accumulation Early

Schema fields covered

Every A-01 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
accounts.taxable.lots[].acquisition_date
accounts.taxable.lots[].cost_basis
accounts.taxable.lots[].unrealized_pnl
taxes.wash_sale_flags
International Worker (H-1B)Single Parent

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Life Stage

Formation
Accumulation
Preservation
Distribution
Transfer