wealthschema/archetypes/u-02-low-income-working-family
U-02UnderservedAccumulationlow tax complexity

Low-Income Working Family

Working family below median income, EITC eligible, SNAP/Medicaid, limited savings, paycheck-to-paycheck.

Fintech builders, financial software makers, and compliance teams use the U-02 — Low-Income Working Family archetype across six of WealthSchema's synthetic household data sets to model households matching the Low-Income Working Family archetype without exposing real customer PII.

Age Range
25–45
Net Worth
$0–$100k
Cohort
Underserved

Schema fields covered

Every U-02 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
longitudinal.monthly[].net_cash_flow
longitudinal.monthly[].savings_rate
stress.scenarios[]
liquidity.months_of_expenses

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Download households matching this archetype as part of a Wealth Data Set.

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Life Stage

Formation
Accumulation
Preservation
Distribution
Transfer