wealthschema/archetypes/hc-02-disability-claimant-ssdi-ltd
HC-02Healthcare & BenefitsAccumulationlow tax complexity

Disability Claimant (SSDI / LTD)

Individual receiving SSDI or long-term disability benefits following illness or injury. Reduced income, Medicare eligibility, return-to-work considerations.

Fintech builders, financial software makers, and compliance teams use the HC-02 — Disability Claimant (SSDI / LTD) archetype across six of WealthSchema's synthetic household data sets to model households matching the Disability Claimant (SSDI / LTD) archetype without exposing real customer PII.

Age Range
30–60
Net Worth
$0–$100k
Cohort
Healthcare & Benefits

Schema fields covered

Every HC-02 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
longitudinal.monthly[].net_cash_flow
longitudinal.monthly[].savings_rate
stress.scenarios[]
liquidity.months_of_expenses

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Life Stage

Formation
Accumulation
Preservation
Distribution
Transfer