wealthschema/archetypes/r-03-government-teacher-pre-retiree
R-03Pre-RetirementPreservationlow tax complexity

Government/Teacher Pre-Retiree

Public sector employee with defined benefit pension, 403(b)/457, Social Security offset (WEP/GPO), retiree health benefits.

R-03 is a preservation-phase archetype in WealthSchema's synthetic household data — Public sector employee with defined benefit pension, 403(b)/457, Social Security offset (WEP/GPO), retiree health benefits. It ships in six data bundles covering retirement & healthcare, client segments, and estate & wealth transfer, used by fintech builders, financial software makers, and compliance teams.

Age Range
55–65
Net Worth
$0–$100k
Cohort
Pre-Retirement

Schema fields covered

Every R-03 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
income.social_security_benefit
income.pension_annual
income.rmd_schedule
planning.withdrawal_sequence

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Download households matching this archetype as part of a Wealth Data Set.

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Life Stage

Formation
Accumulation
Preservation
Distribution
Transfer