wealthschema/archetypes/b-02-overconfident-diy-investor
B-02BehavioralAccumulationmoderate tax complexity

Overconfident DIY Investor

Self-directed investor with overconfidence bias, concentrated positions, excessive trading, underperforming benchmark.

Fintech builders, financial software makers, and compliance teams use the B-02 — Overconfident DIY Investor archetype across six of WealthSchema's synthetic household data sets to model households matching the Overconfident DIY Investor archetype without exposing real customer PII.

Age Range
35–55
Net Worth
$100k–$1M
Cohort
Behavioral

Schema fields covered

Every B-02 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
risk_profile.tolerance_score
compliance.suitability_flags
members[].cognitive_status
assets.concentration_pct

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