wealthschema/archetypes/s-02-bankruptcy-recovery
S-02Special SituationsFormationlow tax complexity

Bankruptcy Recovery

Individual recovering from Chapter 7 or 13 bankruptcy, rebuilding credit, limited access to financial products.

S-02 — Bankruptcy Recovery is one of 71 archetypes shipped in WealthSchema's synthetic household data sets. It appears in six data bundles spanning compliance & audit, estate & wealth transfer, and client segments, and is used by fintech builders, financial software makers, and compliance teams to test workflows on realistic formation-phase households without touching real customer data.

Age Range
28–50
Net Worth
$0–$100k
Cohort
Special Situations

Schema fields covered

Every S-02 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
longitudinal.monthly[].net_cash_flow
longitudinal.monthly[].savings_rate
stress.scenarios[]
liquidity.months_of_expenses

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Life Stage

Formation
Accumulation
Preservation
Distribution
Transfer