wealthschema
wealthschema/archetypes/ri-02-dividend-income-retiree
RI-02Retirement IncomeDistributionhigh tax complexity

Dividend Income Retiree

Retiree living off dividend and interest income, minimal portfolio drawdown, taxable account heavy, qualified dividends.

Fintech builders, financial software makers, and compliance teams use the RI-02 — Dividend Income Retiree archetype across six of WealthSchema's synthetic household data sets to model households matching the Dividend Income Retiree archetype without exposing real customer PII.

Age Range
60–75
Net Worth
$1M–$5M
Cohort
Retirement Income

Schema fields covered

Every RI-02 household ships with — at minimum — these JSON fields populated. The full schema is documented in the data set you purchase.

members[].age
income.combined_gross
net_worth.total
filing_status
accounts.taxable.lots[].acquisition_date
accounts.taxable.lots[].cost_basis
accounts.taxable.lots[].unrealized_pnl
taxes.wash_sale_flags
Annuity-Dependent RetireeRemote Worker / Digital Nomad

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